IBPS RRB Officer – Job Role, Salary allowances & Career Growth

IBPS RRB Officer – Job Role, Salary allowances & Career Growth Download Call Letter starts soon

IBPS RRB OFFICER – Job Responsibility

The area of operation of the RRBs is generally restricted to the geographical region of states or districts. Also, the range of activities handled by them apart from customer service and deposit mobilization is restricted to providing credit and other facilities to the small and marginal farmers, agricultural laborers, artisans and small entrepreneurs in rural areas.  

Major Job responsibilities include:-

  • Managing all the functions of the bank
  • Making the farmers understand the benefits of the credit facilities in the most transparent ways.
  • Assessment of credit profiles
  • Repayment of loans 
  • Spreading awareness about the different policies and schemes to local people.
  • Maintaining the bank’s annual balance sheet and creating the audit reports
  • The implementation of government schemes 

The work will be less when compared to other PSB’s. Since there is not much work pressure and it involves a lesser number of people, the work-life balance is better.

IBPS RRB Salary 2018 (Officer & Office Assistant):

Post Take Home Salary (Approx.)
IBPS RRB Office Assistant (Multipurpose) Rs. 15,000 – 19,000
IBPS RRB Officer Scale – I Rs. 29,000 – 33,000
IBPS RRB Officer Scale-II Rs. 33,000 – 39,000
IBPS RRB Officer Scale – III Rs. 38,000 – 44,000

IBPS RRB Office Assistant Salary 2018

IBPS RRB Salary for Multipurpose Assistant or Office Assistant posts at 100% DA for new recruits:  Rs. 14000-17000 (take home).

Office Assistant Pay Scale: 7200-(400/3)-8400-(500/3)-9900-(600/4)-12300-(700/7)-17200-(1300/1)-18500-(800/1)-19300

Join RACE Institute Today. ADMISSIONS Going On. Limited seats are left. Block your Seat now ..!

05/01/2020PSCCALICUT Enquire Now
04/04/2020BANKSALEM Enquire Now
04/04/2020TNPSCSALEM Enquire Now
05/04/2020BANKSALEM Enquire Now

IBPS RRB Officer Scale I Salary and Allowances

Officer Scale-I or General Bank Officer Post is a Manager Trainee Post in RRBs or Gramin Bank.

For Office Scale 1- at 100% DA for new recruits: Rs. 28000-31000. The actual salary (take home) of the IBPS RRB Officer Scale-I will be around Rs. 30000.

The probation period will be for two years’, and after successful completion of the probation period, he/she (Manager Trainee) will be promoted to Assistant Manager.

IBPS RRB Officer Scale 2 Salary and Perks

Candidates recruited as IBPS RRB Officers under Specialist Cadre Post  (Scale-II) can be appointed as  Technology Officer, Chartered Accountant, Law Officer, Treasury Manager, Marketing Officer, and Agricultural Officer.

For Office Scale-II – 100% DA for the new recruit will be Rs. 33000-39000 (approx.). The starting salary of the IBPS RRB Officer Scale-II will be around Rs. 39000.

Like the Scale-I Officers, Scale II Officers will undergo two years’ probation period, and after successful completion of the probation period, he/she (Manager Trainee) will be promoted to the next level.

IBPS RRB Officer Scale 3 Salary and Benefits

Officer Scale-III is a Senior Manager post in RRBs.

For Office Scale 3- at 100% DA for new recruits:  Rs. 38000-46000 (approx.)

IBPS RRB 2018 – Perks and allowances:

IBPS RRB Officer Scale I, II and III Post offers various perks and benefits and hence the demand for the post has been growing. Work pressure is lesser in comparison to commercial banks of the country. Employees can enjoy a good work-life balance under IBPS RRB Officers are eligible for 100% DA. The cost of living is usually lower as candidates are posted in rural areas. IBPS RRBs have a lot of growth potential as several government departments and government agencies liaison with the IBPS RRB and partner with them for work. Candidates must show their performance with what is allotted to them.

IBPS RRB 2018 – Career Growth
So being part of a Regional Rural Bank at this stage would open various growth opportunities – both within and outside the organization.

That is, a Scale I officer may become Scale II and III officers through various promotion. However, reaching the top position is decided by the government and not by individual banks.

  • Since Regional Rural Banks are sponsored by commercial Public-Sector Banks, the head of RRB always gets nominated from the ranks of the sponsored bank i.e, mostly Assistant General Manager of the sponsored bank.
  • Therefore, the most one can expect his career growth in Regional Rural Banks as an Officer Scale I officer is Chief Manager in a service span of 35 years which is very limiting.

Pros and Cons of IBPS RRB Officer Posts


  • Higher chances of home posting and few transfers
  • An opportunity to serve the lesser privileged people
  • Lower work pressure


  • Limited growth and promotion
  • The limited scope of work and exposure

Want to get a Job in Bank or Govt Organization?

Join Chennai RACE Institute Today

Select Course

Select Branch

A Simple trick to remember Alphabets & its Number PositionsWatch the video

Continue reading

chennai race coaching institute for bank ssc tnpsc insurance


Branch Address