| Post | Age limit |
| Head – Credit Risk (Corporate Credit) | 35 to 50 years |
| Head – Credit Risk (Retail Credit)- ADDENDUM | 35 to 50 years |
| Head – Enterprise & Operational Risk Management | 35 to 50 years |
| IT Security | 30 to 45 years |
| Treasury – Dealers/ Traders | 25 to 37 years |
| Treasury – Relationship Managers (Forex / Derivatives) | 25 to 35 years |
| Treasury – Product Sales | 25 to 35 years |
| Finance / Credit | 25 to 37 years |
| Trade Finance | 25 to 35 years |
| Security | 25 to 35 years |
| Sales | 21 to 30 years |
| MSME-Sales/Relationship Management | 28 to 40 years |
| MSME-Monitoring/Processing of Loans | 28 to 40 years |
| MSME-Sales/Relationship Management | 25 to 37 years |
| MSME-Monitoring/Processing of Loans | 25 to 37 years |
| Finance /Credit MMG/S-III | 25 to 37 years |
| Finance /Credit MMG/S-II | 25 to 35 years |
| Legal MMG/S-III | 28 to 35 years |
| Legal MMG/S-II | 25 to 32 years |
| Wealth Management Services – Sales MMG/S-II | 25 to 35 years |
| Wealth Management Services – Sales JMG/S-I | 21 to 30 years |
| Wealth Management Services – Operations MMG/S-II | 25 to 35 years |
| Wealth Management Services – Operations JMG/S-I | 21 to 30 years |
Note: Age relaxation is applicable by 5 years for Scheduled Caste/ Scheduled Tribe, 3 years for Other Backward Classes (Non-Creamy Layer), 10 years for Persons with Disability (PWD) candidates & others as per rules.
| Sr. No. | Category | Age Relaxation |
| 1. | Scheduled Caste/ Scheduled Tribe | 5 years |
| 2. | Other Backward Classes (Non Creamy Layer) | 3 years |
| 3. | Persons with Disability (PWD) | 10 years |
| 4. | Ex-servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment | 5 years |
| 5. | Persons ordinarily domiciled in the State of Jammu & Kashmir during the period 01.01.1980 to 31.12.1989 | 5 years |
| 6. | Persons affected by 1984 riots | 5 years |
The candidate must be minimum graduate from a recognized university. Over and above the said qualification, the candidate must possess minimum one of the following qualifications, as well:
Engineering/ Technology Degree in Computer Science/ Computer Science & Engineering/ Computer Engineering/ Computer Applications/ Information Technology/ Electronics/ Electronics & Telecommunications/ Electronics & Communication/ Electronics & Instrumentation OR Post Graduate Degree in Electronics/ Electronics & Telecommunication/ Electronics & Communication/ Electronics & Instrumentation/ Computer Science/ Information Technology/ Computer Applications/ Engineering Graduate and minimum One year Diploma in IT/ Computer Science from recognized university/ Institute/ Post Graduate in Science/ Computer Science
Graduation or equivalent from a recognized University/Institute from a recognized university.
*2 years Full time, M.B.A or equivalent, with specialization in Marketing and Sales from a premier institution.
*2 years Full time, M.B.A or equivalent, with specialization in Marketing, preferably from a premier institution.
CA or ICWA or *2 Years Full Time, MBA or equivalent post-graduation degree/diploma, with specialisation in Finance. (Courses completed through correspondence / part-time are not eligible. The institute should be recognized / approved by Govt., Govt. bodies / AICTE).
CA or *2 Years Full Time, MBA or equivalent post-graduation degree/diploma, with specialisation in Finance/Trade Finance/ International Business. (Courses completed through correspondence / part time are not eligible. The institute should be recognized / approved by Govt., Govt. bodies / AICTE)
Graduation degree in any discipline from a recognized University/Institute
*2 Years Full Time, MBA or equivalent post-graduation degree/diploma, with specialization in Marketing/Sales/Retail. (Courses completed through correspondence / part-time are not eligible. The institute should be recognized/approved by Govt., Govt. bodies / AICTE)
Bachelor’s degree in law.
2 Year (MBA or equivalent) Post Graduation Degree or Diploma with specialization in Marketing / Sales / Retail. (The Institute should be approved by Govt / Govt Bodies / AICTE) (OR) Graduation (recognized/approved by Govt., Govt. bodies / AICTE) with One-year Diploma/ Certification in Banking / Finance before joining any private Bank/ Public Bank.
Graduation in any stream (recognized/approved by Govt., Govt. bodies / AICTE)
2 Year (MBA or equivalent) Post Graduation Degree or Diploma with specialization in Marketing / Sales / Retail / Finance. (The Institute should be approved by Govt / Govt Bodies / AICTE)
2 Year (MBA or equivalent) Post Graduation Degree or Diploma with specialization in Marketing / Sales / Retail / Finance. (The Institute should be approved by Govt / Govt Bodies / AICTE)
The applicant must be a CA/ICWA/MBA or PGDM (with specialization in Finance) or equivalent post-graduation degree/diploma from any AICTE approved institute.
Head – Credit Risk (Corporate Credit): Minimum 10 years of experience of working in Credit Domain in a banking / financial institution out of which minimum 5 years in development and maintenance of corporate credit risk model and related analytics
Head – Credit Risk (Retail Credit): Minimum 10 years of experience of working in Credit Domain in a banking / financial institution out of which minimum 5 years in development and maintenance of Retail credit risk model and related analytics.
Head – Enterprise & Operational Risk Management: Minimum 10 years of experience of working in a commercial Bank out of which minimum 4 years in operational risk / enterprise risk domain
IT Security: Minimum 7 years of post-qualification experience in IT/IT Security domain, out of which minimum 3 years post CISA/CISSP/CISM certification experience in managing information security in Large Corporate/Company/Govt. Organization/Govt. Dept. (Experience of working in Banking/Financial Services will be preferable).
Treasury Dealers/ Traders: Minimum 3 years Post-qualification experience of Trading in Forex and Debt Markets in Banks/Mutual Fund / Investment Banking. Experience in Treasury function of Bank will be preferable.
Treasury Relationship Manager: Minimum 2 years of Post-qualification experience as Relationship Manager for Treasury functions/Treasury product Sales
Treasury – Product Sales: Minimum 2 years of Post-qualification experience in Treasury functions of Banks/Mutual Funds/ Investment Banking. Experience in Treasury function of Bank will be preferable
Finance / Credit-III: Post-qualification experience of minimum 4 years in Processing/Appraisal of Corporate Credit (Experience of working in Credit Deptt. in large Banks will be preferable). For candidates with CA qualification, the Post-qualification experience shall be relaxed to 3 years.
Finance / Credit-II: Post-qualification experience of minimum 2 years in Processing/Appraisal of Corporate Credit (Experience of working in Credit Deptt. in large Banks will be preferable)
Trade Finance: Post-qualification experience of minimum 2 years in Credit & Forex / Trade Finance function in Banking/ Financial Sector (Experience of working in trade finance function including exports / imports / foreign remittances / LC / BG areas in large Banks/Financial Institutions will be preferable)
Security: an Officer not below the rank of Asst SP/Dy SP/ Asst Comdt/ Dy Comdt of Indian Police / Para Military Forces, with a minimum of 5 years service as an officer in such Force
Sales: 1 Year of Sales experience in Banks/FMCG/NBFC/DSA with selling experience of Banking products of any Bank/NBFC.
for the complete list of Post Qualification Experience details, please refer the Bank of Baroda Official Notification here.
Jammu Kashmir J&K Bank PO, Associates & Specialist Officer Recruitment – Age Limit – Educational & Experience – Application Fee – How to apply – Selection Process & Official apply link – Check here.
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