Dear Bank & Insurance Exam Aspirants,
LIC Housing Finance Limited & NIACL Assistant Recruitments are about to finalize the list of shortlisted candidates by conducting the last and final phase called Personal Interview.
LIC HFL & NIACL Organizations which are under Insurance Category are to conduct Interview in November 2018 is the hottest among the candidates cleared these Examinations.
We have developed an Interview Capsule Material consisting of “All about Insurance Sector”.
The 36 Page Material strongly describes the differences between Life Insurance & General Insurance. History of Life and General Insurance, Recent updates in Insurance Sectors, Important Terms that are expected to be questioned in the Interview are provided.
| Life Insurance | General Insurance |
| Amount assured becomes payable on death or maturity | An actual financial loss suffered becomes payable subject to the limit of sum assured |
| It is for whole life or for a specified period | Usually for a period of one year |
| It promotes savings along with financial protection | It provides financial protection only |
| Often used a form on investment | Usually serves it purpose |
| Premium usually paid annually | Premium Can be paid annually or lump sum at one time |
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